Car2cover - Online Gap Insurance

Who are we ?

car2cover is a web site owned by a business called click2protect. click2protect is an independent on-line insurance broker specialising in supplementary motor insurance products. 

Our mission is simple and clear.

"We aim to provide better products at lower prices than our competitors whilst delivering a customer service experience that exceeds our customers expectations".

click2protect wholesale insurances to motor dealers who add a margin and retail them to their showroom customers. We also retail our policies direct via the internet at vastly reduced margins and this enables the general public to be able to buy at very much less than their dealer will charge.

How do we achieve this ?

Motor dealers expect to sell a few hundred policies each year and they add a substantial margin to help cover their expensive overheads such as showroom and sales staff. We on the other hand sell thousands of policies each year and do not have expensive showrooms or sales staff to pay for. As such we only need to add a small margin to each policy to make our business a viable and successful operation.

Experience

We have over 30 years experience in the retail motor industry and we understand the risks that motorists are exposed to every day. We work closely with our insurers to make sure we have better products than our competitors and still remain competitive with lesser products on the market. 

FSA 

Our business is 'directly' authorised by the FSA. Our FSA register number is 462408. You can check this by visiting the FSA's web site at www.fsa.gov.uk. Directly authorised means that we are not operating as a representative of another broker. 

We are required to submit detailed sales and audit reports to the FSA every 6 months, including our financial position to prove to them that we meet their threshold conditions from a financial point of view.

Our customers are protected by the FSCS (Financial Services Compensation Scheme) details of which can be found on the web site at www.fscs.gov.uk.

If there is anything further you would like to know about our business - please feel free to ask.

car2cover is an on-line trading style of click2protect.