Car2cover - Online Gap Insurance

Who are we ?

car2cover is a web site owned by a business called click2protect. click2protect is an independent on-line insurance broker specialising in supplementary motor insurance products. 

Unlike some on-line brokers, we are well established and have been providing thousands of customers with protection since February 2007. 

When it comes to FSA compliance we chose to take the tougher and more transparent route. We are a fully and directly 'Authorised' firm and as such we have a direct relationship with the FSA and are audited by them every 6 months. That enables them to assess our financial stability and therefore provide our customers with important peace of mind. We could have taken the easy option and become an 'Appointed Representative' of another firm, but we felt our customers would just prefer us to be open and transparent. See 'Buy Here With Confidence' for some helpful tips on choosing your broker.

Our mission is simple and clear.

"We aim to provide better products at lower prices than our competitors whilst delivering a customer service experience that exceeds our customers expectations".

Read what our customers think about the service and cover we provide - CLICK HERE

How do we achieve such low prices compared to motor dealers ?

Motor dealers expect to sell a few hundred policies each year and they seek to make a substantial margin from each one to help cover their expensive overheads such as showroom and sales staff. We on the other hand sell thousands of policies each year and do not have expensive showrooms or sales staff to pay for. As such we only need to make a small margin on each policy to make our business a viable and successful operation.

Experience

We have over 30 years experience in the retail motor industry and this niche insurance market as an independent broker. We understand the risks that motorists are exposed to every day. We work closely with our insurers to make sure we have better products than our competitors and still remain competitive with lesser products on the market. 

FSA 

Our business is 'directly' authorised by the FSA. Our FSA register number is 462408. You can check this by visiting the FSA's web site at www.fsa.gov.uk. Directly authorised means that we are not operating as a representative of another broker. 

We are required to submit detailed sales and audit reports to the FSA every 6 months, including our financial position to prove to them that we meet their threshold conditions from a financial point of view.

Our customers are protected by the FSCS (Financial Services Compensation Scheme) details of which can be found on the web site at www.fscs.gov.uk.

If there is anything further you would like to know about our business - please feel free to ask.

car2cover is an on-line trading style of click2protect.