Car2cover - Online Gap Insurance

We realise some visitors to our website may be a little cautious about buying from a non-household name website. We understand that. We thought you might like to know a little more about us and why you can buy here with complete confidence and maximum protection.

Who are we?

We are one of the largest ‘supplementary’ motor insurance brokers in the UK. Supplementary means that we do not offer mainstream motor insurance such as fully comprehensive road risks cover. We leave that to the many specialists who know that market better than we do. We specialise in motor insurances that people buy because they have come to accept that fully comprehensive cover does not cover a number of important risks.

We are an independently owned business with the freedom and flexibility to use the best insurer for each of the risks we choose to cover. We sell our products directly to the general public at wholesale prices via our website www.car2cover.co.uk and also distribute them directly to the motor industry who re-market them through their new and used car showrooms nationally.

Buy here with complete confidence

We are simply a broker. When you buy from us your contract of insurance is not with us but with our insurer. We act only as an intermediary in the arrangement of the insurance and your premium less a small handling fee is passed to the insurer. All claims are handled by the insurer's claims team, details of which can be found in each of our policy booklets.

1. We offer a 14 day - full refund cancellation option. Providing you have not made a claim in that 14 days, we will happily refund you in full. That is the longest cancellation period available in the industry !

2. Our RTI and VRI policies are transferable. If you change your car for any reason, you can transfer the balance of your cover to your next car. 

3. We search the market every week using various methods and we adjust our prices to be what we believe to be the best on the internet. We are confident enough in that process to offer a unique price promise; "We commit to refund you the difference if you should find a comparable product cheaper elsewhere within 28 days of buying from us." That promise means you can be sure you have quality cover and the best deal available on the internet.

4. Our gap insurances are different. They treat customers fairly. As well as our transfer feature, we also offer to continue your cover if you make a claim. When you vehicle is written off, we will continue the same level and type of cover for the remaining period for your replacement vehicle. Transfer and full term cover features are currently not available elsewhere.

5. The policies offered on the car2cover website are full featured policies that offer unique features not found elsewhere. If however, our policies do not meet your requirements or budget - please CALL US on 0845 6434 264!! We are a broker and will do what we can to find you an alternative policy that meets your needs and requirements.

Read what our customers think about the service and products we provide - CLICK HERE

For your total protection and peace of mind

Our website www.car2cover.co.uk is owned by a business called click2protect. click2protect is authorised and regulated by the Financial Services Authority. We are a fully authorised firm (AF) which means we are not acting as sub agents for another authorised firm. Our FSA register number is 462408. You can check this by visiting the FSA’s website at www.fsa.gov.uk/register.

Our disciplinary record with the FSA can also be viewed on their web site to enable you to satisfy yourself as to our FSA monitored business conduct.

Our FSA authorisation provides our customers protection under the Financial Services Compensation Scheme (FSCS). It is a duty of the FSCS to ensure that a percentage of sums owed to policyholders by an insurance company in liquidation is paid to those policyholders if the company itself is unable to meet its liabilities in full. Under the scheme General Insurance is covered for 100% of the first £2,000 and 90% of the remainder of the claim.

Remember also that if you pay by credit or debit card, you will be able to recover monies paid by the issuing card company if we should fail to fulfil our obligations to you.

Finally

If we’ve missed something important, or there is more you need to know – call us or email us.

We will be happy to help!