How Does SMART Insurance Work?
Protect your car's condition, your No Claims Bonus and your insurance claim record !
SMART Insurance is a product unique to car2cover.
It is a product brought about by customer demand. Customers have been asking for an insurance policy to help pay for those inevitable chips, dents and scratches that occur during every day motoring.
Making a claim on your fully comprehensive motor insurance policy for stone chips, small scratches or scuffs would damage your insurance claim record and ultimately increase your premiums in future. In most cases making small claims would create the loss of your No Claims Bonus and further increase your future premium costs.
The answer is SMART.
SMART Insurance will pay up to £3,000 in total toward the cost of small cosmetic repairs and making a claim on a SMART Insurance policy will not affect your No Claims Bonus or impact on your insurance claim record.
No matter how careful you drive or how considerate you park - vehicles will pick up scratches, dents and chips. If left unattended this type of small damage can quickly deteriorate and cause corrosion and paint departure.
If you are in the process of purchasing or have recently purchased (within 7 days) a new or used car up to 5 years of age and less than 100,000 miles from a franchised dealer - SMART Insurance is available to you.