How does Tyre Insurance work?
Tyre Insurance will provide financial assistance in the event of accidental or malicious damage to any tyre fitted to your car including the most common;
- Kerbing
- Pot holes
- Road debris damage
- Puncture
- Malicious activity
Tyre Insurance will contribute up to £250 per tyre where a replacement is necessary or £50 per claim where a puncture can be repaired. It is available for both new or used car drivers.
Up to 5 claims can be made in any chosen period of insurance.
A range of Tyre Insurance periods are available from 2 to 4 years.
Tyre Insurance can provide valuable cover for both new and used car drivers.
Cover must be purchased within 90 days from date of vehicle invoice.
An increasing number of car manufacturers now fit a new tyre technology called ‘Run Flat Tyres’, for reasons of improved safety and driver convenience. This technology has dramatically improved driving safety if a puncture should occur at high speed. Run Flat Tyres are designed to remain intact and in shape in the event of a deflation. The reinforced side walls can carry the weight of the car for up to 100 miles at 60 mph. This also means if you get a puncture at night or during poor weather, there is no immediate need to stop and fit a spare wheel.
This new safety and convenience comes at a cost. Run Flat Tyre prices range from £150 – £375 depending upon make, size and rating. A typical Run Flat Tyre on a BMW 5 Series for example, would cost in the region of £225 - £250 to replace. The bad news does not end there. Run Flat Tyres must not be puncture repaired, therefore even if you experience a deflation – the tyre will almost certainly need to be replaced.
Why is it so popular?
Tyre Insurance was already popular before the introduction of Run Flat Tyres, particularly with drivers who have low profile high performance tyres. Today, with the increasing use of Run Flat Tyres, Tyre Insurance is in high demand.
When making a Tyre Insurance claim you may choose your preferred or local tyre repairer / retailer providing they are VAT registered. You will not be asked to travel to an insurer's preferred supplier.
Our insurers do not impose any policy excess deduction when paying a claim, or make a claim benefit deduction for wear and tear of the damaged tyre.
Car tyres are extremely susceptible to damage. We expect them to endure the rigours of everyday driving, often on cracked, debris littered and damaged roads whilst carrying the weight of the car, its passengers and luggage.
Take a look at the pile of tyres awaiting disposal at your nearest tyre retailer. You will rarely find a worn beyond limits tyre in the pile. That’s because most tyres are replaced prematurely due to damage or puncture. Tyre Insurance will be there for you when you need it most.