How does Tyre Insurance work and why car2cover ?
Tyre Insurance can provide valuable cover for new and used vehicles up to 8 years old with less than 80,000 miles. The Tyre Insurance is available for vehicles that have been purchased from a VAT Registered Dealer within the last 90 days and not purchased privately.
If you have owned your vehicle for more than 90 days but originally purchased it from a VAT Registered dealer, you may consider purchasing Tyre Insurance cover if you have a Tyre Condition Report carried out by your local tyre specialist. If the report confirms your tyres are in good condition and do not have any pre-existing damage, you may purchase Tyre Insurance.
Our Tyre Insurance policies are different to any other in the market. If you are browsing for comparison, our's is the benchmark. We know what is available elsewhere - on the internet and at vehicle dealerships and we know this feature list and price combination cannot be matched;
- Our policies provide for up to 5 replacement tyres,
- Up to £300 per tyre is paid if your damage requires a replacement,
- Run flat tyres are not currently repairable therefore replacements will be made,
- Our policies do not ask you to pay an excess,
- Our policies re-insure tyres that have been replaced under your policy,
- We do not require serial numbers of existing tyres,
- European cover included - even manufacturer tyre insurance policies do not cover overseas travel !
- Winter tyres covered,
- You may choose a preferred alternative repairer/supplier and claim reimbusement if you wish
Tyre Insurance will provide financial assistance in the event of accidental or malicious damage to any tyre fitted to your car including the most common;
- Kerbing
- Pot holes
- Road debris damage
- Puncture
- Malicious activity
A range of Tyre Insurance periods are available from 1 to 4 years. Tyre Insurance is not a renewable cover so please bear this in mind when choosing your period of cover.
Tyre Insurance can provide valuable cover for new and used car drivers who originally purchased their car from a VAT Registered Dealer.
See 'Can I buy Tyre Insurance' for eligibility.
An increasing number of car manufacturers now fit a new tyre technology called ‘Run Flat Tyres’, for reasons of improved safety and driver convenience. This technology has dramatically improved driving safety if a puncture should occur at high speed. Run Flat Tyres are designed to remain intact and in shape in the event of a deflation. The reinforced side walls can carry the weight of the car for up to 100 miles at 60 mph. This also means if you get a puncture at night or during poor weather, there is no immediate need to stop and fit a spare wheel.
This new safety and convenience comes at a cost. Run Flat Tyre prices range from £150 – £375 depending upon make, size and rating. A typical Run Flat Tyre on a BMW 5 Series for example, would cost in the region of £225 - £250 to replace. The bad news does not end there. Run Flat Tyres are currently not puncture repairable, therefore even if you experience a deflation – the tyre will almost certainly need to be replaced.
Why is it so popular?
Tyre Insurance was already popular before the introduction of Run Flat Tyres, particularly with drivers who have low profile high performance tyres. Today, with the increasing use of Run Flat Tyres, Tyre Insurance is in high demand.
When making a Tyre Insurance claim you may choose your preferred or local tyre repairer / retailer providing they are VAT registered. You will not be asked to travel to an insurer's preferred supplier.
Our insurers do not impose any policy excess deduction when paying a claim, or make a claim benefit deduction for wear and tear of the damaged tyre.
Car tyres are extremely susceptible to damage. We expect them to endure the rigours of everyday driving, often on cracked, debris littered and damaged roads whilst carrying the weight of the car, its passengers and luggage.
Take a look at the pile of tyres awaiting disposal at your nearest tyre retailer. You will rarely find a worn beyond limits tyre in the pile. That’s because most tyres are replaced prematurely due to damage or puncture. Tyre Insurance will be there for you when you need it most.
Please Note - The policy benefits come in to force a minimum of 28 days after you purchase your policy.