Car2cover - Online Gap Insurance

Why car2cover Gap Insurance policies are different

Our wealth of experience as a broker in the Gap Insurance market has enabled us to build and offer a Gap Insurance policies with some unique features and benefits;

Full Term Cover - cover doesn't end when you make a claim!

We could have chosen to include a £250 payment toward your motor insurer's excess in all of our policies, but that benefit would only be paid in ‘fault claim' circumstances and would not be a benefit to all Gap Insurance claimants.

Instead, we chose to offer to cover your replacement vehicle with Gap Insurance for the remaining period of your original policy in the event of a claim. All other Gap Insurance providers policies end when a claim is made which requires you to buy Gap Insurance again for your replacement vehicle*. This feature provides a benefit to everyone who makes a claim. So, make a claim and you don't lose your gap cover.

We also included a £250 motor insurers excess in our 'No Claim Limit' Return To Invoice policies. So, not only do you avoid the risk of choosing an insufficient claim limit - you also get £250 to help toward your motor insurers excess !

Transferable Cover - change your car and don't lose your cover!

We have overcome another Gap Insurance criticism by offering a transferable policy.
What does this mean to you? For example, if you purchase our four year Gap Insurance policy and after two years you decide to replace your vehicle, your Gap Insurance policy with us will not end as it will with other gap insurers. Instead, the remaining period of cover will be established for your next vehicle*.

Buy a replacement car without making a claim and you don't lose the cover you originally paid for. It's how it should be, but its not available elsewhere.

Risk free 'No Claim Limit' Gap Insurance!

Return To Invoice Gap Insurance is designed to take care of the depreciation risk that your fully comprehensive motor insurance will not cover. Some might say that to be asked to choose a claim limit is once again passing the risk to the motorist. Get the claim limit wrong and your policy could pay you less than you paid which almost defeats the object.

Our 'No Claim Limit' Gap Insurance takes care of that concern and will pay whatever it takes to return you to the price you paid. No forecasting vehicle values, no guesswork and more importantly - no risk to you. Pay a little extra for your policy and rest assured that when its time to claim - your policy will do exactly what you paid for it to do. No shortfall - no miscalculation or judgement.

Due to the nature of the cover this feature is not available for Vehicle Replacement Gap Insurance.

Car2cover - always doing the right things - first.

* a nominal fee of £35 to cover administration will apply. Cover will be of the same claim limit as the original policy.