Gap Policies
 
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FACT.  car2cover Gap Insurance policies are different

Our wealth of experience as a broker in the Gap Insurance market has enabled us to build and offer Gap Insurance policies with unique features and benefits. We don’t need to pay commissions to magazines and websites or masquerade as something were not. We don’t use other brand names to attract you either.

We keep it simple and invest some of our profit to provide you the customer with more benefits, more choice and most importantly – less risk. Look what you get FREE with every Gap Insurance policy at car2cover;

Free Accident Management Service !

If you are unfortunate enough to be involved in a motor accident, you will be pleased you chose to buy from car2cover. Our business partner, Integrity Claims Management, will step in and take care of the entire claims process whether the accident was your fault or not.

Having an accident is traumatic enough! What follows next can be a nightmare. Arranging a recovery company, claiming and negotiating with insurers, organising a suitable and reputable repairer, arranging a temporary replacement car, recovering uninsured losses and, where necessary appointing a solicitor can be a minefield.

Integrity Claims Management handle hundreds of accident claims every day and their experienced specialist solicitors will work on your behalf in securing compensation for personal injuries sustained in an accident not your fault. If the worst should happen – one call is all it takes to have everything managed for you – for FREE

Free 12 Months Legal Costs & Expenses cover 

If you are involved in a non-fault motor accident our Motoring Legal Solutions cover will help protect you should you need to pursue your legal rights. Legal issues in these circumstances can be complex, difficult to resolve and therefore expensive to pursue. Usually costing up to £25 when purchased separately our Motoring Legal Solutions cover comes FREE with any Gap product purchased on this web site and will provide you with the peace of mind knowing our legal and claims partners are working on your behalf to provide the following in the event of a non fault accident;

  • A like for like temporary replacement car,
  • Vehicle recovery and delivery to an approved repairer or one of your choice,
  • If your vehicle is a total loss, a claim for full Glasses Guide retail value will be pursued on your behalf. This helps effect a prompt Gap Insurance claim if you have purchased Gap Insurance,
  • Free legal advice and representation up to £100,000.00,
  • Recovery of a loss of earnings,
  • Recovery of any uninsured losses, including any level of insurance excess,
  • Legal pursuit of Personal Injury compensation,
  • 100% of the compensations you are awarded,
  • Recovery of travel and other “out of pocket” expenses incurred,
  • Recovery, towing and storage costs,
  • FREE download of legal documents to help you in matters of substandard servicing, demanding a refund from a dealer for a purchased vehicle, requesting photographic evidence in respect of a motoring offence,
  • Unlimited FREE motoring and non-motor related legal advice.

Having an accident is never something a motorist is prepared for. Our business partners Integrity Claims Management and specialist solicitors are prepared and waiting to act on your behalf – entirely FREE.

Motor legal Solutions cover is underwritten by ARAG Plc one of the world’s leaders in legal insurance. ARAG is actively assisting customers in Europe and the USA generating a premium income in excess of £1.3 billion.

Full Term Cover - cover doesn't end when you make a claim!

We could have chosen to include a £250 payment toward your motor insurer's excess in all of our policies, but that benefit would only be paid in ‘fault claim' circumstances and would not be a benefit to all Gap Insurance claimants.

Instead, we chose to offer to cover your replacement vehicle with Gap Insurance for the remaining period of your original policy in the event of a claim. All other Gap Insurance providers policies end when a claim is made which requires you to buy Gap Insurance again for your replacement vehicle. This feature provides a benefit to everyone who makes a claim. So, make a claim and you don't lose your gap cover.

We have included a £250 motor insurers excess in our 'No Claim Limit' Return To Invoice policies. So, not only do you avoid the risk of choosing an insufficient claim limit - you also get £250 to help toward your motor insurers excess !

Transferable Cover - change your car and don't lose your cover!

We have overcome a criticism of Gap Insurance by offering a transferable policy. A transferable policy that is agreed within your policy by the insurer, not a worthless promise by the broker as you will find elsewhere. What does this mean to you? For example, if you purchase our four year Gap Insurance policy and after two years you decide to replace your vehicle, your Gap Insurance policy with us will not end, as it will with other gap insurers. Instead, the remaining period of cover will be established for your next vehicle.

Buy a replacement car without making a claim and you don't lose the cover you originally paid for. It's how it should be, but its not available elsewhere.

Risk free 'No Claim Limit' Gap Insurance!

Return To Invoice Gap Insurance is designed to take care of the depreciation risk that your fully comprehensive motor insurance will not cover. Some might say that to be asked to choose a claim limit is once again passing the risk to you the motorist. Get the claim limit wrong and your policy could pay you less than you expect which defeats the object of Gap Insurance.

Our 'No Claim Limit' Gap Insurance takes care of that concern and will pay whatever it takes to return you to the price you paid, up to 110% of Glasses Guide valuation. You won’t need to forecast your vehicles depreciation, no guesswork and more importantly - no risk to you. Pay a little extra for your policy and rest assured that when its time to claim - your policy will do exactly what you paid for it to do.

Due to the nature of the cover this feature is not available for Vehicle Replacement Gap Insurance.

Once again our competitors are in our rear view mirror !