Quick question?

Choosing the right type of Gap Insurance is critical. Let's give you some help.

How are you paying for your vehicle?

1.

Is your vehicle on

Contract Hire or Finance Lease?

Contract Hire is an agreement in which you pay monthly to use the vehicle for an agreed period and simply hand the vehicle back at the end of the contract. Monthly payments are subject to, or will include VAT.

Finance Lease. This is an agreement with no option for you to hand the vehicle back at the end - and your monthly payments are subject to, or will include VAT.

Please consult your vehicle supplier, broker or leasing company if you are in doubt about your agreement type.

2.

Is your vehicle subject to

any Hire Purchase or PCP?

Hire Purchase. This agreement fully repays the lender during the period of finance and you are not required to pay a final lump sum to own the vehicle.

PCP agreement. A PCP agreement is one which requires regular monthly repayments, plus a
predetermined optional final lump sum to buy the vehicle at the end of the agreement. These payments are not subject to VAT.

Please consult your vehicle supplier, broker or leasing company if you are in doubt about your agreement type.

3.

Is your vehicle paid by

Cash or Personal Loan?

Cash Purchase. This is where you have not financed the vehicle in any way.

 

Choose this option if you have used a credit card, family or friend loan, or a self-arranged personal loan from a lender. 

A self-arranged loan is a borrowing that is not secured against the vehicle, ie the vehicle details are not noted on the loan agreement.

Please consult your vehicle supplier, broker or leasing company if you are in doubt about your agreement type.

1

Free!

Up to £250 paid towards your motor insurers excess when your claim is paid.

2

Free!

Cover for all drivers over 18 years of age who are insured to drive your vehicle.

Free!

Changes to your policy including transfer, address and registration number.

3

Contact

Click2protect UK Limited
trading as www.car2cover.co.uk
The Officers' Mess
Royston Road
Duxford
Cambridge

CB22 4QH

email : mail@car2cover.co.uk   

tel : 01438 870615

Call us Monday - Friday 9am - 5.30pm

or Saturday 10am - 2pm

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