Gap Insurance Quotes

from a major secure insurer and a 5 star Gap Insurance specialist

4.9 out of 5 on Trusted Shops

from £89

Pay using any form of credit or debit card, PayPal or no deposit finance over 12 months!

How did you fund your vehicle?


Contract Hire or Finance Lease


 PCP or
Hire Purchase
Cash or
Personal Loan


It's important to choose the correct answer. Please check with your dealer if you are unsure or click here for more help.

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The Facts

  • Authoritative statistics suggest over 500,000 vehicles are written off every year, equating to 57 vehicles per hour, every hour, 24 hours a day - 7 days a week.

  • This staggering figure put into perspective means almost 1 vehicle per minute is written off every hour - night and day.

  • In the event of a write off, your motor insurer will only pay you the value of your vehicle at time of write off.

  • In the large majority of write off's, the unfortunate motorist will either lose, or owe money and the amount can be substantial!

  • Gap Insurance valuable financial protection for cash buyers, those who use loans, HP, PCP and Contract Hire agreements - and is suitable for new and used cars, and light commercial vehicles.


What is a Write Off?

This is when a vehicle is either stolen and not recovered, or so severely damaged as a result of accident, fire or theft - the motor insurer agrees to pay the owner it's market value.

Which Gap Insurance?

Buying, financing or leasing a new or used car, can be an expensive business and the risks of unexpected financial losses are high. 

Unlike our competitors, we 'design' Gap Insurance with two objectives. Firstly, we only consider A-rated insurers to give our customers maximum security and peace of mind. Secondly, we want to help you reduce your costs by arranging high-quality cover at low prices. If we do, we think you might come back again!


Three types of Gap Insurance are available;

1. Contract Hire & Lease Gap
2. Return To Invoice Gap
3. Vehicle Replacement Gap

To find out what your Gap Insurances are and how it could benefit you, please click the button below. 


In a Nutshell

Gap Insurance is an optional insurance designed to protect you against losses your fully comprehensive motor insurer will not cover when a write off occurs.

Exceeding customer expectations since 2007!

We are a truly national online-only specialist insurance intermediary, based in Duxford, Cambridgeshire. We have been trusted by many thousands each year since 2007 to provide market-leading Gap Insurances at highly competitive internet prices.

We don't accept 'standard' insurance policies, we 'design' cover with our insurers to ensure the terms and conditions meet our needs before we make them available to our clients.

We have been directly authorised and regulated by the Financial Conduct Authority since 2007. Our range of Gap Insurance options will provide you with the comfort of an extended 30-day cooling-off period, to give you sufficient time to make sure you are entirely happy with your purchase. We are experts in our markets and always delighted to help.


Authorised and Regulated


Click2protect UK Limited
trading as
The Officers' Mess
Royston Road

CB22 4QH

email :   

tel : 01438 870615

Call us Monday - Friday 9am - 5.30pm

or Saturday 10am - 2pm

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Authorised and Regulated