Loss of Driving Licence Insurance | car2cover.co.uk
Loss of Licence Insurance
Over 124,00 people a year are disqualified from driving*.

*According to DVLA freedom of information request

Insure it.

My Licence Protection

If you rely on your vehicle for your livelihood, the loss of your licence due to the inability to drive as a result of an accident, injury, or, disqualification through the totting up of penalty points - could be costly. 

In these cases, My Licence Protection could provide helpful financial protection and includes;

  • Alternative costs

  • Income protection

  • Accidental death

  • Legal costs


If you currently have no more than 8 penalty points - you can still apply for cover.

ALTERNATIVE TRANSPORT COSTS

Reimbursement for alternative transport costs up to £10,000 a year, subject to a maximum of £1,000 in any calendar month (ie planes, trains and cars) to assist you to get where you need to be.

INCOME PROTECTION

Provides you with replacement earnings up to 65% of occupational income, subject to a maximum salary dependent on level of cover chosen, due to an inability to drive as a result of an accident, injury or disqualification through the totting up of penalty points

+

ACCIDENTAL DEATH
 

A capital sum of £10,000 in the event of your accidental death to help those who are close to you when they need it most

LEGAL COSTS
 

Cover to pay Magistrates' Court fees up to £500 in the case of a successful appeal against a suspension of a licence.

+

+

Bronze

49p
Daily

£15 Per Month (inclusive of IPT)*

Transport Costs**           £5,000

65% of income
protected***.                   £25,000

Accidental death

benefit.                             £10,000 

Legal costs.                      £500 

 

Silver

65p
Daily

£20 Per Month (inclusive of IPT)*

Transport Costs**           £7,500

65% of income
protected***.                   £50,000

Accidental death

benefit.                             £10,000 

Legal costs.                      £500 

 

Gold

£1.15
Daily

£35 Per Month (inclusive of IPT)*

Transport Costs**           £10,000

65% of income
protected***.                   £100,000

Accidental death

benefit.                             £10,000 

Legal costs.                      £500 

 

*      Premiums include 12% Insurance Premium Tax (2019-2020) 

**    Per Year

***  Occupational income

This insurance is known as My Licence Protect and is underwritten by Hiscox, an award winning specialist insurer. This insurance is covered by the Financial Services Compensation Scheme (FSCS).

To apply, you must be;
 

  • Aged 21 or over and under 75 years old

  • The holder of a full driving licence for a minimum of two years

  •  You must have no more than 8 penalty points at the time of applying

 



This document is a summary of the benefits included, exclusions, restrictions, areas of cover, how your policy is paid and your rights and obligations.
 

Contact

Click2protect UK Limited
trading as www.car2cover.co.uk
The Officers' Mess
Royston Road
Duxford
Cambridge

CB22 4QH

email : mail@car2cover.co.uk   

tel : 01438 870615

Call us Monday - Friday 9am - 5.30pm

or Saturday 10am - 2pm

About

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