Is Return To Invoice or Vehicle Replacement Gap Insurance available to you?

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Answer 'yes' to all of these - you may be able to buy!

Return To Invoice Gap Insurance applicants

Are you over 18 years of age and UK resident?

If you have financed, are you the person or company named on the Hire Purchase or PCP agreement?

Does your vehicle have a purchase price of £75,000 or less?

Will you be fully comprehensive insured in a non motor trade policy for the full period of Gap cover?

Did you take delivery of your vehicle within the last 90 days, or will you take delivery in next 90 days?

Is your vehicle less than 10 years old?

Has your vehicle travelled less than 100,000 miles at the start of this policy?

Is your vehicle a car or Light Commercial Vehicle with a Gross Vehicle Weight of less than 3500kg,

Is your vehicle registered in the United Kingdom?

Do you hold a valid license to drive your vehicle?

You acquired your vehicle from a UK motor dealer, broker or finance company?

Vehicle Replacement Gap Insurance applicants

You must be able to answer 'yes' to the above questions plus the following;

Is your vehicle less than 12 months old?

Has your vehicle travelled less than 10,000 miles at the start of this policy?

Answer 'yes' to any of these and 'sorry, we are unable to offer cover'.

Do you intend to performance modify your vehicle after delivery?

Is your vehicle a grey import which was originally manufactured for use in another country?

If you are a company, is the company registered outside the UK, Channel Islands and Isle of Man?

Is your vehicle left hand drive?

Is your vehicle used for taxi, private hire, chauffeuring, emergency service, courier or driving school use?

Is your motor insurance a motor trade policy?

Have you suffered a theft or accidental damage on the vehicle for which you are considering this cover?

Do you intend to rally, race, pacemake, speed test or participate in track day or competitive events?

Did you lease youir vehicle under a Contract Hire or Finance Lease plan?

Did you purchase your vehicle from an auction or non retail motor dealer?

The above is a summary. Before purchasing please read the Terms and Conditions of this policy carefully to ensure it meets your needs and you meet it’s eligibility criteria. For full eligibility and policy Terms & Conditions please view the Terms and Conditions policy document.


Click2protect UK Limited
trading as
The Officers' Mess
Royston Road

CB22 4QH

email :   

tel : 01438 870615

Call us Monday - Friday 9am - 5.30pm

or Saturday 10am - 2pm

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