RTI and VRI Gap Insurance Options | car2cover.co.uk

Return To Invoice Gap Insurance

&

Vehicle Replacement Gap Insurance

Return to Invoice tops up your insurer's payout, up to the price you paid for the vehicle
Vehicle Replacement is Return to Invoice plus cover for price increase
Unlimited factory fitted options and dealer fitted accessories covered

Covers up to £250.00 of your motor insurers excess*
Covers you and any driver fully comprehensively insured to drive your vehicle
Covers cash, PCP, HP, and personal loans
Unlimited use in UK and European Union countries

All subject to the terms and conditions of this cover. * subject to Gap Insurance claim approval

 

Terms & Conditions

FCA Authorised

Other Gap Options

'A' Rated Insurer

Return To Invoice Gap Insurance

Available for
 

  • New and used cars and vans

  • Cash or finance buyers

  • Vehicles supplied by VAT registered motor dealer or broker

  • Vehicles purchased in last 90 days*

  • Vehicles not older than 10 yrs of age and less than 100,000 miles*
     

* at start of policy

How could this cover protect you?

In the event of a write-off caused by accident, accidental damage, fire or theft - this form of Gap Insurance will pay the difference between your fully comprehensive motor insurance payout and the higher of,

The price you originally paid for your vehicle
or if financed,
the amount your lender requires to end your HP or PCP agreement.

If you paid cash for your vehicle, this cover will pay you directly. If you have financed your vehicle under a Hire Purchase or PCP agreement, this cover will settle the outstanding finance with your lender and pay any surplus to you.

The above product description is a simple summary. Please refer to the full terms and conditions document using the link above. If you are considering deferring the start date of your Gap Insurance - please read what risks you could be exposed to here.

Vehicle Replacement Gap Insurance

Available for
 

  • New and used cars and vans

  • Cash or finance buyers

  • Vehicles supplied by VAT registered motor dealer or broker

  • Vehicles purchased in last 90 days*

  • Vehicles less than 12 months old and less than 10,000 miles*
     

* at start of policy

How could this cover protect you?

This form of Gap Insurance will provide the same cover as Return To Invoice Gap Insurance described above, but will also pay any manufacturer or market price increases that have occurred during your ownership.

For example, if you purchased your vehicle for £20,000.00 and two years later you suffer a write off, the price of a replacement may have increased to £23,000.00.

This cover tops up your fully comprehensive motor insurers write off settlement - up to the price you need to pay to purchase a vehicle of the same, make, model, specification age and mileage as the insured vehicle when you purchased it - or the nearest equivalent if the model has been superseded.

The above product description is a simple summary. Please refer to the full terms and conditions document using the link above. If you are considering deferring the start date of your Gap Insurance - please read what risks you could be exposed to here.

Your risks without it!

Investing your hard earned money into a vehicle that will fall in value every month can be a risky business. Cash or finance buyers face the same risks.......

Policy features - overview

No two policies of the same type are identical. The price you pay is important, but when it comes to making a claim, features are critical...

Is it available to you?

Gap Insurance is only available within 90 days of vehicle delivery and your vehicle must be eligible for cover. You can buy this cover if...

We are directly authorised and regulated by the Financial Conduct Authority and have been since 2007.

The Financial Conduct Authority is our industry watchdog. We are directly authorised and regulated by them. This means the FCAmonitor access to our service and financial performance every 6 months to ensure we are meeting their requirements.

All policies arranged by us are protected under the Financial Services Compensation Scheme.

All insurances arranged by us and our website are covered by the Financial Services Compensation Scheme. To read how this protects you, please read our full policy terms and conditions document.

Take 30 days to review your cover with us. If you change your mind, we'll refund your premium less a £15 administration fee. 

We uniquely have over 40 years experience in vehicle sales and specialist supplementary vehicle insurances.  When it comes to Gap Insurance, we are experts - it's what we do. All our staff are mature and highly experienced.

Contact

Click2protect UK Limited
trading as www.car2cover.co.uk
The Officers' Mess
Royston Road
Duxford
Cambridge

CB22 4QH

email : mail@car2cover.co.uk   

tel : 01438 870615

Call us Monday - Friday 9am - 5.30pm

or Saturday 10am - 2pm

About

FCA

Authorised and Regulated

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