Equivalent to just 27p
per day for a 3 year period of cover.
Unlimited number of claims for minor scratches, scuffs, dents and stone chips.
No excess to pay for each claim - a mechanism other insurers use to deter claims and increase what you pay.
Up to £500 paid towards each claim and up to £3,000.00 over the full period of cover.
We can't be
But give it a try, here's a check list
Insured by financially secure global insurer
5 star rated
Repairs completed at your home or place of work
Covers damage within 30cm diameter
Covers damage across multiple panels within 30cm area
Bonnets, Roofs and Boots covered
FREE policy amendments and transfer
Claims paid directly to repairer
Could protect your motor insurance no claims bonus
Business use and 60 day european cover included
Subject to policy terms and conditions
I have made claims in the past which were settled promptly and without fuss
P Barker - Kent.
things to consider
Almost all vehicles suffer some form of minor cosmetic damage
If you claim on your motor insurance for minor cosmetic damage, your renewal premium may increase
If you claim on your motor insurance for minor cosmetic damage, you could lose your no claims bonus
If you claim on your motor insurance for minor cosmetic damage, the excess may be more than the cost of repair
If you finance using PCP or Contract Hire, on return, you are likely to be charged for minor cosmetic damage
Keep your car in pristine condition from just 27p per day
Almost every vehicle will suffer some form of minor cosmetic damage.
Our client's claims are most typically, stone chips caused by our deteriorating roads, car park dents and scratches caused by others with no care for other people's vehicles, plus other accidental minor damage.
With our Scratch and Dent Insurance in place, your cost of minor cosmetic repairs are protected. Simply take a few digital images, email them to our claims team and arrangements will be made for a repair to be completed at your home or place of work. No loss of vehicle use inconvenience and no excess to pay.
Our insurers approved repairer is a company called 'Revive'. More information about Revive can be found at https://revive-uk.com/
Many policies of this type will only cover damage that falls within a 15cm diameter and only if that damage is on one body panel. Our cover repairs damage within a 30cm diameter and across multiple panels within that 30cm area.
Some policies in the market limit the number of claims you can make and the amount they pay toward each claim, typically to £150 - £300. Additionally, some also ask you to pay an excess per claim between £10 - £50. Our cover has no limit to the number of claims and will pay up to £500 per claims with no excess to pay.
Vehicle bonnets, roofs and boot lids are also covered providing a satisfactory minor cosmetic repair is possible. If your repair is deemed to be beyond the capabilities of minor cosmetic damage techniques, our cover will provide up to £250 towards a body shop repair.
Our Scratch and Dent Insurance is available providing cover is purchased and started within 180 days of vehicle delivery from a main agent motor dealer, broker or leasing company.
Qualifying vehicles must be under 7 years of age and have travelled less than 70,000 miles. Private mileage travelled during the period of insurance is not limited and up to 20,000 business miles per year is allowed.
Please be aware, damage that occurred prior to the purchase of this policy is not covered.
'A' RATED INSURER
“The difference between ordinary and extraordinary is that little extra."
I W Leicestershire
This company is very easy to do business with. The website is very easy to use and when I had to make a claim a couple of years ago, they handled it very efficiently. Would recommend to anyone.
J S Lancashire
Claim settled very quickly
These testimonials are voluntarily submitted by our policyholders to the independent review collecting organisation 'Trusted Shops'. All reviews are verified by them and published on their website. Images provided are not images of our policyholders
JB B London.
This is the third policy I have had. I claimed once on a previous policy 3 years ago and service was prompt, efficient and quibble free
We also offer
Alloy Wheel Insurance is available for periods of 1 -3 years and provides valuable financial assistance if you damage your alloy wheels.
Up to 4 claims per year, 10 in total and up to £150 paid per claim. No excess to pay!
Paint & Interior
We provide a Polymer or Ceramic Glasscoat paint and upholstery protection and apply it at your home or place of work.
Professionally coated by trained technicians, these treatments will eliminate the need to wash or polish your vehicle. Just a simple wash and leather off provides a polished shine!