Polishing Car

Scratch & Dent Repair Insurance

Protect against minor cosmetic damage

Minor damage is almost impossible to avoid. Keep your car in its best condition with this popular cover. Repairs are arranged for you and completed at your home or place of work. Repairers are paid directly by the insurer. 

EASY to arrange - SIMPLE to claim - 'A' rated insurer - 5 star rated - Low online prices!

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Unlimited number of claims for minor scratches, scuffs, dents and stone chips.

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No excess to pay for each claim - a mechanism other insurers use to deter claims and increase what you pay.

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Up to £500 paid towards each claim and up to £3,000.00 over the full period of cover.

We can't be

Compared

But give it a try, here's a check list

Insured by financially secure global insurer
5 star rated 
Repairs completed at your home or place of work

Covers damage within 30cm diameter 
Covers damage across multiple panels within 30cm area

Bonnets, Roofs and Boots covered
FREE policy amendments and transfer
Claims paid directly to repairer

Could protect your motor insurance no claims bonus

Business use and 60 day european cover included

Subject to policy terms and conditions

Man at wheel of car

I have made claims in the past which were settled promptly and without fuss

P Barker - Kent.

 
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4

things to consider

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Almost all vehicles suffer some form of minor cosmetic damage

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If you claim on your motor insurance for minor cosmetic damage, your renewal premium may increase

If you claim on your motor insurance for minor cosmetic damage, you could lose your no claims bonus

If you claim on your motor insurance for minor cosmetic damage, the excess may be more than the cost of repair

If you finance using PCP or Contract Hire, on return, you are likely to be charged for minor cosmetic damage

Keep your car in pristine condition from just 27p per day 

Did you

Know

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HOW

WORKS

IT

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Almost every vehicle will suffer some form of minor cosmetic damage.

Our client's claims are most typically, stone chips caused by our deteriorating roads, car park dents and scratches caused by others with no care for other people's vehicles, plus other accidental minor damage.

With our Scratch and Dent Insurance in place, your cost of minor cosmetic repairs are protected. Simply take a few digital images, email them to our claims team and arrangements will be made for a repair to be completed at your home or place of work. No loss of vehicle use inconvenience and no excess to pay.

Our insurers approved repairer is a company called 'Revive'. More information about Revive can be found at https://revive-uk.com/

MORE

FEATURES

Many policies of this type will only cover damage that falls within a 15cm diameter and only if that damage is on one body panel. Our cover repairs damage within a 30cm diameter and across multiple panels within that 30cm area.

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Some policies in the market limit the number of claims you can make and the amount they pay toward each claim, typically to £150 - £300. Additionally, some also ask you to pay an excess per claim between £10 - £50. Our cover has no limit to the number of claims and will pay up to £500 per claim, with no excess to pay up to a total aggregate claim limit of £3,000.00

CAN

YOU BUY

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Our Scratch and Dent Insurance is available providing cover is purchased and started within 180 days of vehicle delivery from a main agent motor dealer, broker or leasing company.

Qualifying vehicles must be under 7 years of age and have travelled less than 70,000 miles. Private mileage travelled during the period of insurance is not limited and up to 20,000 business miles per year is allowed.

Please be aware, damage that occurred before the purchase of this policy is not covered.

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We also offer

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Multi policy purchase discounts! See details when creating a quote.

Alloy Wheel

Insurance

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Alloy Wheel Insurance is available for periods of 1 -3 years and provides valuable financial assistance if you damage your alloy wheels.

Up to 4 claims per year, 10 in total and up to £150 paid per claim. No excess to pay!*

Tyre

Insurance

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Tyre Insurance is available for periods of 1 - 3 years and provides cover for up to 5 replacement tyres and unlimited puncture repairs.

Cover is available for up to £150 or £300 per replacement tyre. No excess to pay!*

Paint & Interior

Protection

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We provide a Polymer or Ceramic Glasscoat paint and upholstery protection and apply it at your home or place of work.

Professionally coated by trained technicians, these treatments will eliminate the need to wash or polish your vehicle. Just a simple wash and leather off provides a polished shine!

* The above are simple, short descriptions of how each of these insurances work. As you would expect with all insurances, they each have Terms and Conditions and eligibility criteria. Please refer to the full Terms and Conditions document to assess suitability for your needs.

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Options

Gap Insurance

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+

Option 1

Finance Gap Insurance
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This policy does one very simple thing at an amazing low price. If you should experience a write off and your motor insurer doesn't pay enough to clear your debt - this policy will help take care of that for you*.

New & used vehicles

Dealer finance plans

Cash purchases

Contract Hire

Option 2

Contract Hire Gap Insurance
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This policy is only available for Contract Hire schemes. If you suffer a write off and your motor insurer doesn't pay enough to clear your lease - this policy will help take care of that for you*.

New & used vehicles

Dealer finance plans

Cash purchases

Contract Hire

Option 3

Return To Invoice
Gap Insurance
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This option will 'top up' your motor insurers write off payout - back up to the price you paid for the vehicle, or if you financed, the outstanding finance if that is a higher figure. Ideal for cash and finance buyers*.

New & used vehicles

Dealer finance plans

Cash purchases

Contract Hire

Option 4

Vehicle Replacement
Gap Insurance
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This option performs the same as Option 3, but will also pay any manufacturer or recommended market price increases that have taken place since you purchased your vehicle. Ideal for cash and finance buyers*.

New & used vehicles

Dealer finance plans

Cash purchases

Contract Hire

* The above are simple, short descriptions of how each of these insurances work. As you would expect with all insurances, they each have Terms and Conditions and eligibility criteria. Please refer to the full Terms and Conditions document to assess suitability for your needs.

 

"During my search, I found car2cover to be head & shoulders above the rest. An 'A' rated insurer, better cover than their competitors, a 5 star rating and half the price of my dealer."

Car Park

Impressive Numbers

1

'A' RATED INSURER

5

STAR RATING

14

YEARS ONLINE

40

YEARS EXPERIENCE

Impressive Cover

“The difference between ordinary and extraordinary is that little extra."

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I W Leicestershire

This company is very easy to do business with. The website is very easy to use and when I had to make a claim a couple of years ago, they handled it very efficiently. Would recommend to anyone.

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Female customer

J S Lancashire

Claim settled very quickly

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These testimonials are voluntarily submitted by our policyholders to the independent review collecting organisation 'Trusted Shops'. All reviews are verified by them and published on their website. Images provided are not images of our policyholders

Male customer

JB B London.

This is the third policy I have had. I claimed once on a previous policy 3 years ago and service was prompt, efficient and quibble free

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