Unlimited number of claims for minor scratches, scuffs, dents and stone chips.
No excess to pay for each claim - a mechanism other insurers use to deter claims and increase what you pay.
Up to £500 paid towards each claim and up to £3,000.00 over the full period of cover.
We can't be
But give it a try, here's a check list
Insured by financially secure global insurer
5 star rated
Repairs completed at your home or place of work
Covers damage within 30cm diameter
Covers damage across multiple panels within 30cm area
Bonnets, Roofs and Boots covered
FREE policy amendments and transfer
Claims paid directly to repairer
Could protect your motor insurance no claims bonus
Business use and 60 day european cover included
Subject to policy terms and conditions
I have made claims in the past which were settled promptly and without fuss
P Barker - Kent.
things to consider
Almost all vehicles suffer some form of minor cosmetic damage
If you claim on your motor insurance for minor cosmetic damage, your renewal premium may increase
If you claim on your motor insurance for minor cosmetic damage, you could lose your no claims bonus
If you claim on your motor insurance for minor cosmetic damage, the excess may be more than the cost of repair
If you finance using PCP or Contract Hire, on return, you are likely to be charged for minor cosmetic damage
Keep your car in pristine condition from just 27p per day
Almost every vehicle will suffer some form of minor cosmetic damage.
Our client's claims are most typically, stone chips caused by our deteriorating roads, car park dents and scratches caused by others with no care for other people's vehicles, plus other accidental minor damage.
With our Scratch and Dent Insurance in place, your cost of minor cosmetic repairs are protected. Simply take a few digital images, email them to our claims team and arrangements will be made for a repair to be completed at your home or place of work. No loss of vehicle use inconvenience and no excess to pay.
Our insurers approved repairer is a company called 'Revive'. More information about Revive can be found at https://revive-uk.com/
Many policies of this type will only cover damage that falls within a 15cm diameter and only if that damage is on one body panel. Our cover repairs damage within a 30cm diameter and across multiple panels within that 30cm area.
Some policies in the market limit the number of claims you can make and the amount they pay toward each claim, typically to £150 - £300. Additionally, some also ask you to pay an excess per claim between £10 - £50. Our cover has no limit to the number of claims and will pay up to £500 per claim, with no excess to pay up to a total aggregate claim limit of £3,000.00
Our Scratch and Dent Insurance is available providing cover is purchased and started within 180 days of vehicle delivery from a main agent motor dealer, broker or leasing company.
Qualifying vehicles must be under 7 years of age and have travelled less than 70,000 miles. Private mileage travelled during the period of insurance is not limited and up to 20,000 business miles per year is allowed.
Please be aware, damage that occurred before the purchase of this policy is not covered.
We also offer
Multi policy purchase discounts! See details when creating a quote.
Paint & Interior
We provide a Polymer or Ceramic Glasscoat paint and upholstery protection and apply it at your home or place of work.
Professionally coated by trained technicians, these treatments will eliminate the need to wash or polish your vehicle. Just a simple wash and leather off provides a polished shine!
* The above are simple, short descriptions of how each of these insurances work. As you would expect with all insurances, they each have Terms and Conditions and eligibility criteria. Please refer to the full Terms and Conditions document to assess suitability for your needs.
Finance Gap Insurance
This policy does one very simple thing at an amazing low price. If you should experience a write off and your motor insurer doesn't pay enough to clear your debt - this policy will help take care of that for you*.
New & used vehicles
Dealer finance plans
Contract Hire Gap Insurance
This policy is only available for Contract Hire schemes. If you suffer a write off and your motor insurer doesn't pay enough to clear your lease - this policy will help take care of that for you*.
New & used vehicles
Dealer finance plans
Return To Invoice
This option will 'top up' your motor insurers write off payout - back up to the price you paid for the vehicle, or if you financed, the outstanding finance if that is a higher figure. Ideal for cash and finance buyers*.