Scratch and Dent Insurance

Keep your car pristine and your no claims bonus intact

4.9 out of 5 on Trusted Shops



Unlimited number of claims for scratches, dents, and chips.



NO EXCESS payable and up to £500 paid per claim and £3,000 in total.



Damage within a 30cm diameter and across multiple panels.

Scratch and Dent Insurance will help pay to repair accidental minor damage to your vehicle such as chips, dents and scratches. Repairs are carried out at your home or place of work.

How does it work?

Minor cosmetic damage is common and impossible to avoid. Left un-repaired minor damage can deteriorate and require a more extensive and expensive repair.

Why do I need it?

Unlike some dealer and online policies, or cover includes many useful additional customer benefits, including a payment of £250 toward a bodyshop repair if necessary.

Additional benefits


Competitive pricing, 5 star rated and unlike some motor dealers and online competitors, we will only trust major 'A' rated insurers to provide your protection. Thousands of customers choose us every year and here's why..

Cover is available if you took vehicle delivery from a main dealership, broker or leasing company within the last 180 days. The maximum age of vehicle is 7 years and less than 70,000 miles*. 

Can I buy it?

Making a claim is simple. As soon as damage occurs, contact the Scratch & Dent Insurance claims team. Always follow the procedure provided in your Insurance terms and conditions document*.

Making a claim

* The above is a brief overview only. Please refer to the Policy Documentation below for greater detail. We respectfully encourage you to read these before purchase.

Our customers also purchased

Unlimited number of claims
Up to £500 paid per claim & £3,000 in total period
Maximum area of damage up to 30cm in diameter
Multiple panels covered with the 30cm diameter
Bonnets, roofs & boots covered 

Up to 20,000 business miles pa covered

60 day European cover in any single trip

We have been featured in Which? for many years
We only use independently 'A' rated global insurers
Financial Conduct Authority Authorised and Regulated
Covered by Financial Services Compensation Scheme
We are UK specialists with over 40 years experience
FREE policy amendments
FREE policy transfers
We are independently 5 star rated

We are directly authorised and regulated by the Financial Conduct Authority and have been since 2007.

The Financial Conduct Authority is our industry watchdog. We are directly authorised and regulated by them. This means the FCA monitor access to our service and financial performance every six months to ensure we are meeting their requirements.

FCA Authorised

All policies arranged by us are protected under the Financial Services Compensation Scheme.

All insurances arranged by us and our website are covered by the Financial Services Compensation Scheme. To read how this protects you, please read our full policy terms and conditions document.


If you change your mind within 30 days, we'll refund your premium less a £15 administration fee. 

We uniquely have over 40 years experience in vehicle sales and specialist supplementary vehicle insurances.  When it comes to Gap Insurance, we are experts - it's what we do. All our staff are mature and highly experienced.

30 day cooling off


Click2protect UK Limited
trading as
The Officers' Mess
Royston Road

CB22 4QH

email :   

tel : 01438 870615

Call us Monday - Friday 9am - 5.30pm

or Saturday 10am - 2pm

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Authorised and Regulated