Disclaimer & Copyright
Statements regarding insurance coverage are provided for general illustrative purposes only. These statements do not amend, modify or supplement the terms and conditions of any insurance policy. It is your responsibility to examine the policy terms and conditions, benefits and exclusions and limitations, periods and levels of cover available to you. Your eligibility for particular products is determined by the underwriting insurer providing cover.
This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.
We, or our licensors (including our insurer partners), are the owners of all intellectual property rights, including copyright laws, in the content of our Website, unless we have stated otherwise. You may print off one copy, and may download extracts, of any page(s) from our Website for your personal use.
You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text from our Website.
Our status (and that of any identified contributors) as the authors of content on our Website must always be acknowledged.
If you print off, copy or download any part of our Website in breach of these Terms, your right to use our Website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.