Premium Gap Insurance

Combined Tyre & Alloy Insurance

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Read what our customers are saying about us.

Having woke this morning and checked the bank account, it is a huge relief to confirm we are in funds to the tune of £26,441.69.

Mr A P, Buckinghamshire

Fantastic, from start to finish hassle free. Speaking to agent extremely helpful. Would highly recommend this company.

Mr D D, Kent

Excellent product and terrific service when I needed to make a claim. Highly recommended!

Mr A O, Surrey

I spent a lot of time weighing up different insurers, made sure of all the small print, but car2cover won me over.

Mrs H S, West Sussex

After a lot of research Car2cover offered the best overall cover at an excellent price.

Mr E B, Lancashire

I have used Car2cover for many years now and they are the best on the market. Great service, great vfm and excellent customer care.

Mr M Mc, Cumbria

Scratch & Dent Insurance

Alloy Wheel Insurance

Paint & Upholstery Treatment

Buy two or more policies for the same vehicle and enjoy low online prices plus up to an extra £30 multi policy discount!

Offer excludes motor insurance and paint & upholstery treatments.

Helpful short Gap Insurance video's by TV's Jamie Lowe

Gap Insurance Explained

How To Beat Your Motor Dealer

1

Covers all named drivers on your motor insurance policy.

It's included in our price!

2

Up to £250 of your motor insurers write off excess paid.

It's included in our price!

3

Unlimited factory fitted options and dealer accessories covered - plus delivery, number plates and first registration fees!

We can't be

Compared

But give it a try, here's a check list

We only use independently 'A' rated global insurers
No claim limit on cars up to £50k, £50k limit thereafter
Covers unlimited number/value of factory fitted options
Covers unlimited dealer accessories fitted to vehicle
Covers on the road costs (delivery, plates & first reg fees)

FREE policy amendments
Available to buy within 180 days of delivery
Claims paid to you and NOT your motor dealer

Covers up to £250 toward your motor insurers excess

Any driver 18 yrs of age + covered

Subject to policy terms and conditions

Highly rated by our customers in independently collected reviews !

QUICK QUOTE

facts about vehicle write off's.

One vehicle every 90 seconds is written off in the UK.

1

2

3

4

When a write off occurs, your motor insurer will only pay what the vehicle is worth at the time of write off

Your write off settlement is likely to be a lot less than you originally paid and you are likely to lose money

If you have financed or leased, your motor insurer's settlement may not be enough to clear your debt

There are Gap Insurances for cash buyers and for those who financed or leased their vehicle

We offer 5 types of Gap Insurance to protect you against these financial losses

Gap

Risk

Options

Gap Insurance

5

Premium
Finance
Gap Insurance

This policy protects you against debt at an amazing low price. If you experience a write off and your motor insurer doesn't pay enough to clear your debt - this policy will help take care of that for you*.

Premium
Contract Hire
Gap Insurance

This policy is only available for a car or van under a Contract Hire scheme. If you suffer a write off and your motor insurer doesn't pay enough to clear your lease - this policy will help take care of that for you*.

Premium
Return To Invoice
Gap Insurance

This option will 'top up' your motor insurers write off payout - back up to the price you paid for the vehicle, or if you financed, the outstanding finance if that is a higher figure. Ideal for cash and finance buyers*.

Premium
Vehicle Replacement Gap Insurance

This option performs the same as Return To Invoice as a minimum, but will also pay sufficient to purchase a replacement - if the cost of replacing on a like for like basis has increased. Ideal for cash and finance buyers*.

Top Up
Gap Insurance

Unlike other options, this cover can be purchased at any time and purchased again on expiry. In the event of a write off - this policy will pay an extra 25% of your normal motor insurers write off settlement to a maximum of £10,000.*

* The above are simple, short descriptions of how each of these insurances work. As you would expect with all insurances, they each have Terms and Conditions and eligibility criteria. Please refer to the full Terms and Conditions document to assess suitability for your needs.

HOW

WORKS

IT

If you are unfortunate and experience a write off, you could lose a considerable amount of money. That's because your motor insurer is unlikely to pay what you paid for your vehicle. All vehicles reduce in value every month and many are worth just 30% of their cost over a 3 year period.

If you have financed or leased your vehicle, the loss of outlay is not your only worry. You could still owe more than your insurer agrees to pay - leaving you with no car, a debt to pay and a deposit to find for a replacement.

Whether you purchased with cash, loan, Hire Purchase, PCP, Finance Lease or Contract Hire - we have a Gap Insurance to help protect you.

FEATURES

Our Gap insurance doesn't just protect you against loss or debt. They are packed with extra features that may not be found elsewhere and all are designed to give you extra value and protection.

For example, all of our Gap Insurances will also pay up to £250 towards your motor insurers write off excess charge. Our cover will also cover all named drivers on your motor insurance, providing they are at least 18 years old. Unlike policies elsewhere, ours provides cover for an unlimited number of factory fitted options and unlimited number of dealer accessories plus delivery charges, number plates and first registration fees if the vehicle is new.

Our Contract Hire and Finance Lease cover will also pay up to three of your original advance rentals - to help you with a deposit for a replacement if the worst should happen.

CAN

YOU BUY

Our Gap Insurance is available providing cover is purchased and started within 90 days of vehicle delivery from a motor dealer, broker or leasing company.

Depending on the type of Gap Insurance you need, cover can be available for vehicles up to 10 years old and less than 100,000 miles. Mileage is not limited during the period of cover.

Our cover is available for vehicles with a purchase price up to £125,000.00 including all extras and after discount is deducted. We regret we are unable to provide cover for motorhomes or any vehicle used for Hire and Reward, Courier, Driving School or Emergency Service use.

More features

QUICK QUOTE

If price is most important to you - watch this short video..

We also offer multi policy discounts when combined with additional insurances!

Scratch & Dent Cover

Scratch & Dent Insurance is available for periods of 1 - 3 years and provides payment for minor cosmetic damage such as dents, scratches and stone chips.

No limit to the number of claims, up to £500 paid per claim and £3,000 in total. No excess to pay!*

Alloy Wheel Insurance

Alloy Wheel Insurance is available for periods of 1 -3 years and provides valuable financial assistance if you damage your alloy wheels.

Up to 4 claims per year, 10 in total and up to £150 paid per claim. No excess to pay!*

Tyre & Alloy Combo Cover

This is a low cost, effective way of buying a combined tyre and alloy wheel insurance.

Covers puncture repairs or up to 5 replacements if not repairable and up to 5 alloy wheel repairs.

No excess to pay. Includes run flat tyres.

Paint Protection

We provide a Polymer or Ceramic Glasscoat paint and upholstery protection and apply it at your home or place of work.

Professionally coated by trained technicians, these treatments will eliminate the need to wash or polish your vehicle. Just a wash and leather off.

"During my search, I found car2cover to be head & shoulders above the rest. An 'A' rated insurer, better cover than their competitors, a 5 star rating and half the price of my dealer."