Game Changing Gap Insurance...
If you suffer a write off, our Gap will;
Return you to the price you paid for your car
Clear your outstanding finance (if any)
Pay up to £500 towards your motor insurers write off excess
Pay up to 30 days car hire
Refund your premium in a low value claim
PLUS, If you suffer repairable accident damage (ie non write off);
We'll pay up to £500 per year towards your motor insurers excess
The above bullet points are subject to policy terms and conditions found below
What our customers have to say
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How our Gap Insurance Is Different
Gold Standard Gap Cover
Introducing the revolutionary Advanced Gap Insurance that can be claimed on even in NON write-off motor claims. For over 25 years, Gap Insurance claims have been limited to write-offs. But now, you can enjoy and be protected by a unique Gap cover you can claim on in write off and non write off claims.
Cover in non write off cases
If you make a motor insurance claim that is not a write off, our Gap Insurance will pay up to £500 towards your motor insurers excess charge. Our policy will do that for every year of your Gap Insurance with us. It's unique online, its ours!
Cover for write off's
Great news! With our Advanced Gap Insurance, you can have peace of mind knowing that in a write off, we'll top up what your insurer agrees to pay, back up to the price you paid for your vehicle - or the outstanding finance if that is higher. And that's not all, we'll also cover up to £500 of write off excess.
We'll cover car hire too
If you suffer a write off and make a valid Gap Insurance claim with us, you may also qualify for up to 30 days car hire costs, in addition to your Gap and excess claim payouts. Goodby basic cover - hello Advanced Gap Insurance!
Did you
Know
4
things to consider
One vehicle every 90 seconds is written off in the UK!
1
Over 400,000 vehicles are written off every year, that's one every 90 seconds night and day!
2
A write off (total loss) includes theft of vehicle, accidents, fire and flood
3
Gap Insurance is extremely beneficial for new AND used cars purchased with cash or finance
4
If you financed the purchase of your car, the write-off value may not be enough to pay off your debt
Protect yourself against write off loss or debt for as little as 13p per day!
The risk is real - what will Gap Insurance do for you?
What is a write off?
A write off can be an unrecovered theft of vehicle, or damage cause by accident, theft, fire or floods to a level that makes it uneconomical to repair. In both cases, the motor insurer will 'write the vehicle off' and pay you the value of the vehicle at the time of the write off. This may not be enough to replace your vehicle or clear your outstanding finance.
How can a write off affect me?
If you paid cash for your car, you're likely to receive a lot less for it than you originally paid and as such, you'll suffer an unexpected loss. If you financed or leased your car, your insurer may not pay enough to clear your debt or provide sufficient funds for another deposit.
What are the write off risks?
Insurance statistics show that over 400,000 vehicles are written off every year. That equates to one vehicle every 90 seconds, night and day, 365 days a year. Whilst write off claims are typically only 1% of the motoring population each year, a write off can have devastating financial and inconvenience implications for motorists.
How does Gap Cover help?
If you paid cash for your car, Gap Insurance will top up your motor insurers payout - back to the price you originally paid for it. If you financed or leased, your debt will be paid and there may be sufficient remaining to receive a surplus to use as a deposit for your next vehicle.
How is it different?
Other Gap Insurances in the online market can only be claimed upon if a write off occurs. As explained above - thats 1% of all motor insurance claims. Advanced Gap Insurance also provides cover for non write off claims too - and thats 5% of all motor insurance claims. This makes our Advanced Gap Insurance 5 times more likely or capable of being claimed upon than any other online Gap Insurance.
Shop Carefully.....
To achieve lower premiums and 'appear' more attractive to the online buyer, some policies have clauses that reduce the insurers risk and pay you less in your claim. For example, some have a market value or Glasses Guide clause that you cannot calculate the impact of - until you make a claim. Some policies do not provide cover for named drivers or cover dealer accessories, car hire cover or non write off excess cover.
Who can buy Advanced Gap Insurance and when?
When you can buy
Advanced Gap Insurance can only be purchased within 90 days of taking possession/delivery of your vehicle from a motor dealership, broker or leasing company.
Cash or finance buyers
Advanced Gap Insurance is suitable and of benefit to those who paid cash or those who fully or partially financed their vehicle under a PCP, HP, or personal loan.
What age and mileage
Vehicles that are under 10 years of age and under 100,000 miles qualify for Advanced Gap Insurance, provided they were acquired within the last 90 days.
Vehicle type
Cover is available for cars and light commercial vehicles with a maximum GVW of 3500kg. Vehicles used for Hire and Reward, Taxi, Private Hire and Courier use are not eligible.
Examples of recently paid claims - our Gap Insurance works!
I received a cheque for the sum of £26,441.69 thanks to car2cover Gap Insurance!
Mr A P, Buckinghamshire
Impressive Numbers
1
'A' RATED INSURERS
5
STAR RATING
17
YEARS ONLINE
40+
YEARS EXPERIENCE
Impressive Cover
“The difference between ordinary and extraordinary is that little extra."