Protect yourself.
Insure your motor insurance excess

What is a motor insurance excess and why?

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Motor insurers introduce an 'insurance excess' to reduce their risk and small claims. This is a sum of money you pay toward the claim value. Insurers also offer a 'voluntary excess' which is an additional sum of money you also pay towards the cost of a claim. In return, the insurer offers a lower insurance premium price. You can now purchase a low-cost insurance that will pay a contribution towards your total excess, allowing you to increase your excess and lower your motor insurance premium, from just the equivalent of 48p per week.